FHA LOAN

FHA LOANS:  Easier qualification, lower down payment allowing higher debt (DTI) for qualification and lower credit score standards apply for your enhanced prospect mortgage loan today!   

  • FHA Enhanced program allows:  1/2% Down Payment, with 3% financed on a 2nd TD.
  • FHA 3.5% Down payment, Min credit score 580
  • Cashout Refinance 85% LTV
  • PMI Premium 1.75% fee
  • Maximum 54.99% DTI Monthly PMI is required, it is based on LTV, Fico score, Loan Amount requested
  • This program is not only for First time Homebuyers anymore!  Its available for everyone, to purchase a home!
  • Refinance current FHA Loan, drop the mortgage insurance with sufficient equity! 

1st Nationwide has helped homebuyers throughout Los Angeles, San Bernardino, Riverside and Orange counties retain an FHA Loan. Generally easier qualification than conventional loans​:                

FHA mortgage loans are issued by federally qualified lenders certified by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development. Loan limits vary per county. 

Call now to apply:  949-214-9523

Free Pre-Qual Letter


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