USDA LOANS

                            USDA Rural Housing Program

There are two different types of USDA loans. There is a direct program that is handled by your local USDA service center. These loans are for low income households. The second type of USDA loan is the 502 Guaranteed program. These loans are catered to more of a average household income. These loans are done by lenders and banks and are insured through the USDA’s Rural Development program.

Loan Terms

The mortgage will be for a term of 30 years, there is no maximum loan amount. Yearly fee that is .4% of the loan amount per year broken down into 12 monthly payments.   Zero money down, finance your closing costs up to the appraised value.USDA-Eligible-Home

USDA Loan Eligibility

* Min 620 Credit Score
* max 48% DTI
* Must Meet Income eligiblity requirements for county.
*Owner Occupied properties
 

Call today for your USDA Loan:  949-214-9523


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